Auto, Home, Commercial & Life Insurance Broker in California & Arizona
Protect what matters most with coverage built around you.
From Auto, Home and Life to Commercial and Retirement we help you find the right policy, the right price, and the right protection.
Smarter Coverage. Real Protection.
Why Work With An Independent Broker?
At Impact Insurance, we believe the best coverage is the one built around you.
As an Independent Insurance Brokerage serving California and Arizona, we compare policies from top-rated carriers to find the right protection at the right price. You get trusted advice, personal service, and real results.
Three Reasons Clients Choose Impact Insurance
1. More Choices, Better Value
We work with a wide range of trusted insurance companies, giving you access to more options and better pricing for your home, business, and family.
2. Personal Guidance You Can Trust
You’ll always work directly with a licensed broker who takes time to understand your goals and build coverage that fits your life and budget.
3. Local Knowledge, Lasting Protection
We understand the unique risks in California and Arizona, from wildfire zones to business liability needs. Our expertise helps you stay covered where it matters most.
Coverage That Fits Every Part of Your Life
Your needs are unique, and your coverage should be too. At Impact Insurance, we make it simple to protect what matters most. From personal insurance to business protection, we help you find the right policies for every stage of life.
Auto Insurance
Protect your vehicle and your peace of mind with flexible auto coverage. We compare rates from leading carriers and tailor protection for your lifestyle, whether you commute daily or run a family fleet.
Home & Fire Insurance
Your home is your most important investment. Get reliable protection against fire, theft, natural disasters, and liability, customized for your property and location.
Commercial Insurance
Protect your business from unexpected risks with customized coverage for liability, property, and employees. Whether you own a small business or a growing company, we help you build a policy that works.
Life Insurance
Provide financial security for your loved ones. Choose from term or permanent life insurance options designed to give you confidence about the future.
Real People. Real Protection.
Impact Insurance was created to bring honesty, transparency, and simplicity back to insurance. As an independent brokerage licensed in California and Arizona, we work for you, not the carriers. Our mission is to help families and business owners get reliable coverage with personal guidance every step of the way.
With more than twenty years of experience serving clients and business owners, we understand what it takes to protect your home, your livelihood, and your future. We partner with trusted carriers and tailor each policy to fit your needs, whether that’s a family auto plan or full commercial protection for your business.
Jeremy Mossembekker, Founder & Licensed Broker
“I started Impact Insurance to make insurance simple, transparent, and personal again. Every client deserves clear guidance and confidence in their coverage.”
Proven Experience You Can Trust
20+ Years of Experience
Independent Brokerage
California & Arizona Licensed
Trusted Carrier Partnerships
Personalized Coverage Guidance
Fast, Simple Quote Process
Business & Contractor Solutions
- Protection That Grows With You
With more than 20 years of experience serving families and business owners across California and Arizona, Impact Insurance was built on a foundation of trust, transparency, and results.
Our clients trust us for personal guidance, clear communication, and coverage that fits both their lifestyle and budget.
At Impact Insurance, you are not dealing with a call center, you are working directly with a licensed broker who understands your needs and helps you make confident decisions about your protection.
Let’s Find the Right Coverage for You
Insurance doesn’t have to be complicated. At Impact Insurance, we make it easy to get the coverage you need at a price that fits your budget. Whether you’re insuring your car, home, business, or family, our licensed brokers are ready to guide you every step of the way.
🚗 Auto
🏠 Home & Fire
💼 Commercial
❤️ Life
Tell us what you need, and we’ll do the rest. Our independent brokerage shops multiple carriers to find the right protection and value for you.